8 Options to Avoid Foreclosure
Fallen behind on mortgage payments? There are several solutions you may want to consider.
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Avoid Foreclosure | 7 Tips on How To Write the Best Hardship Letter
One of the steps to avoid foreclosure in the Sacramento Area is writing a financial hardship letter to send to your lender. What should be included and excluded in this letter? The letter needs to be concise, honest, brief, and clearly outline an action plan to save your house. Grab a notebook, and follow along … Continued
AVOID FORECLOSURE (Part 2) | Keep Your Lender Informed
In this video, we share the important steps to avoid foreclosure and how to communicate with your lender in order to keep your Sacramento Area home. It’s important to be honest and upfront with your lender, provide proof of income, and track all communication. We give you tips on how to do this. Grab your … Continued
AVOID FORECLOSURE
Facing foreclosure can be a stressful experience, but you’re not alone. In this video, we share the steps to avoid foreclosure in the Sacramento Area, California. You’ll get practical advice on contacting your lender, getting a budget in place, considering a loan modification, and seeking help from a housing counselor. Jim and I have been … Continued
What Sacramento Home Buyers Need to Know About PMI
All home buyers will have to pay for homeowners insurance, but some buyers will also have to pay for additional insurance coverage – private mortgage insurance (PMI). This kind of insurance, however, doesn’t provide protective coverage for the homeowner. Rather, it is intended to protect the lender, typically when buyers pay less than 20% down … Continued
How Does Your Credit Score Affect Your Ability to Buy a House in Sacramento
If you’re like most of us (that is, not independently wealthy), you will need a mortgage loan in order to buy a house. Whether you can qualify for a mortgage and how much you can qualify to borrow depend largely on your credit score. In short, the higher your score, the better off you’ll be. … Continued
3 Quick Things to Ensure You Will Qualify for a Home Loan in Sacramento
Many home buyers, especially first-time buyers, spend no little amount of time wondering and worrying about qualifying for a home loan. But there are some things you can do to substantially increase your chances of qualifying – and that will go a long way toward reducing the stress and anxiety. So check out these 3 … Continued
4 Common Questions From First Time Home Buyers in Sacramento
For first-time home buyers, the process of buying a home can be overwhelming and anxiety-causing. Buying a home, after all, will likely be the largest financial transaction of their lives, and there are more than a few challenges along the way. As with any major undertaking, it all begins with asking the right questions before … Continued
5 Important Questions to Ask Your Agent When Selling Your House in Sacramento
Finding the right agent – a good agent – is critical when you’re selling your house. A good agent can not only help you sell faster and at a better price, but can make the whole home-selling process less stressful. Finding the right agent means asking the right questions. So check out these 5 important … Continued
3 Tips for Getting the Best Listing Photos in Sacramento
Most people today begin their home search online, so that’s where you have to make sure you create that critical great first impression. And you do that with your listing photos. Great listing photos make a potential buyer slow down, take a closer look, and read about how wonderful your home is. Read on for … Continued